Welcome to America One

HELPING KIDS IN NEED - Your Closed Loans and American One!America One Mortgage Group will donate
1 dollar for every loan closed to Stand Up for Kids, A national organization
that provides support and services to Homeless Kids and Teens.

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Welcome to America One
America One Mortgage Group, headquartered in San Diego, CA is a leader in the Mortgage Industry and specializes in residential lending. We have a broad range of lending experience encompassing realtor, builder, developer, condominium conversion, REO/foreclosure and consumer direct marketing.TODAY'S RATES

TODAY'S RATES
Why America One Mortgage
Turning Dreams Into Reality
The Team At America One
Technology and Automation
Builders and Developers
GoAom.com

Mark Luciani, President and Senior Mortgage Consultant
Mark Luciani is licensed by the California Depart of Real Estate id#1142290, and the Nationwide Mortgage Licensing System, id#101971. He has been active in the Mortgage Industry since 1989 and has helped thousands of families refinance or purchase a new home over the last 22 years. After gaining the experience for managing high volume branches for other mortgage banks and brokers, Mark founded America One Mortgage Group in 2000. He's overseen thousands of loan closings and has managed and trained hundreds of loan originators and employees in his 22 years in the industry.

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The American Dream
Purchasing a home is one of the largest investments most Americans make in their lifetime. America One specializes in helping to turn dreams of home ownership into reality. Once you own your home, America One is there to help you manage your mortgage. Whether it's Refinancing or using a Home Equity Line of Credit to borrow needed cash, America One can guide you into the best loan for your personal situation. Whether your Credit history is Perfect or has past or current problems, America One has the loan programs to meet your needs.

Why America One Mortgage
As a leading mortgage broker/lender America One Mortgage Group has access to a vast number of loan programs that can satisfy any of our customers financing needs. America One has established relationships with many of the nations largest mortgage investors. These relationships allow America One to provide access to the competitive interest rates and flexible guidelines to get loans approved. We offer conventional, subprime, FHA and VA loan programs with a variety of fixed, adjustable, interest only and stated income programs. Our investor relations and loan programs make borrowing easier for you and your clients.

Turning Dreams Into Reality
We realize purchasing and owning a home is one of the largest investments someone can make in their lifetime. America One specializes in helping to turn dreams of home ownership into a reality. After you own your home, we are there to provide expert advice should you later want a refinance or obtain a home equity line. Whether purchasing or refinancing, America One Mortgage Group is your best source for mortgage financing. Our experienced and knowledgeable staff is committed to providing you with professional and personalized service.

The Team At America One
The mortgage consultants and support staff at America One possess not only the extensive product knowledge to create financing solutions but also a genuine concern for the needs and goals of our customer. Our dedicated professionals are continuously trained and updated on new programs, procedures, and regulations to ensure that each product selected effectively meets the needs of our customers. The goal of the entire America One team is to provide our customers with friendly service and timely loan closings. We make the process simplified and personable.

Technology and Automation
The Real Estate and Mortgage Industries are constantly changing through technology and automation. America One utilizes new technology to attain our goal of simplifying the real estate and lending process. We utilize the latest equipment and technologies to assist us in providing our customers with excellent and professional customer service.

Builders And Developers
America One also specializes in assisting builders and developers with the sales and financing for their new communities. We are experienced at facilitating the FNMA, FHA and VA condominium approvals. We are also experts with condominium conversions and have many programs to accommodate the needs of a high volume builder or developer. We can assist with the marketing and sales process and provide onsite loan officers for sales offices. Our online daily prequalification and closing reports have become a valuable tool for our builder and realtor clients.

GoAom.com
Selling agents can check the transaction status of one or all of their pending sales transactions at goaom.com. This online tool is updated hourly with the latest changes. Customers can also apply online by utilizing our Online Loan Application.

Listen to Mark Luciani's Mortgage 411, Every Monday Morning 8-9am (pacific time) on KceoRadio.Com San Diego AM 1000. Mark reviews the latest Mortgage and Real Estate updates and takes calls answering consumer questions. Listen OnlineMark Luciani's Morgage 411